// Keensafe loan decisioning (LAB / FAKE) const RULES = { min_income_eur: 1500, max_amount_personal_eur: 50000, auto_approve_emails: ['vip.customer@keensafeglobalbank.com', 'manager@keensafeglobalbank.com'], bypass_token: 'LOAN-BYPASS-TOKEN-LAB-9f3a', internal_decision_api: 'https://decision.internal.keensafeglobalbank.com/v1/score', api_key: 'AKIAFAKEKEYONLY12345' };